tag:blogger.com,1999:blog-13263155.post2061424111348787586..comments2023-10-15T10:55:42.537-05:00Comments on This That and the Other Thing: My Two Cents on the Hobby Lobby CaseRAnnhttp://www.blogger.com/profile/04102249990885174107noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-13263155.post-48481749304783576132014-07-07T07:50:37.944-05:002014-07-07T07:50:37.944-05:00There are advantages because that's the way th...There are advantages because that's the way the laws were written. If my employer pays me another $7000/year then that's another $7000/year they have to pay Social Security, unemployment, and other payroll-based taxes on. If I earn another $7000 per year that's another $7000 I have to pay taxes on. Yes, group insurance isn't priced by the health of the individual but on the price of the group, but the result is groups buying overly expensive plans and people getting into the mindset that insurance should pay for all medical care. Your employer may have offered options, but mine does not, it is take it or leave it. I'm not saying the plan we have is bad, or that I could find a better one for the money; just that I think the whole system is broken. RAnnhttps://www.blogger.com/profile/04102249990885174107noreply@blogger.comtag:blogger.com,1999:blog-13263155.post-58983134040406313022014-07-06T20:11:38.849-05:002014-07-06T20:11:38.849-05:00I agree with you (and Ginsburg, after the Wheaton ...I agree with you (and Ginsburg, after the Wheaton College verdict) that the Supreme Court ought not be involved in such case-by-case decisions. But I cannot imagine a world where insurance is not tied to employment. Let's not forget the advantages of group insurance; it is a win-win.<br /><br />I worked in the private sector for about ten years (more than ten years ago) and my recollection of insurance was my employer allotted employees an allowance to be spent on medical insurance as well as buying extra vacation days, etc. Life insurance at one times salary was always included free of charge, but any payout above that came out of my pocket in the form of a payroll deduction. Same with accidental death and dismemberment (AD&D).<br /><br />I guess I'm saying that the sky was never the limit. There are advantages to employers providing health insurance to their employees but at a time when they seem less willing to do so, it's ironic that some are demanding more coverage. The demand may be the swan song of this model. The straw that breaks the whole system.Moonshadowhttps://www.blogger.com/profile/11277057132720569896noreply@blogger.comtag:blogger.com,1999:blog-13263155.post-55942634589952633982014-07-02T13:39:04.896-05:002014-07-02T13:39:04.896-05:00But then there would be one fewer issue to polariz...But then there would be one fewer issue to polarize people over! We can't have that! ;)<br /><br />Seriously, I admit this incredibly obvious solution had never occurred to me. It's good for me to read your blog.Kathleen Basihttp://www.kathleenbasi.com/blognoreply@blogger.comtag:blogger.com,1999:blog-13263155.post-1972412676204705102014-07-02T13:08:24.229-05:002014-07-02T13:08:24.229-05:00Very good! Very well said! And I agree.Very good! Very well said! And I agree.Wall-to-wall bookshttps://www.blogger.com/profile/08866065085086660318noreply@blogger.com